If ever there was an argument for saving early and often, our changes in net worth over the past three months alone represent the sheer power of compounding interest.

June 2016: We were at minus $4,328!

July 2016: We came out of the red to the tune of $619

August 2016: We’re now $4018 positive!

The Details of How Our Net Worth Changed Month Over Month

Net Worth: $4018

I’ve done no significant and fancy hoopla to power up our savings or pay down our debt since I started monthly tracking net worth. In fact, looking at the month change, there’s some bad stuff happening. My student loan balances are growing. A couple of my investments took a small hit and shrank. But that negative is countered by a bigger, stronger positive flow of strong investment returns and paying down my credit cards.